We’ve got your Bike insurance covered
TAILOR YOUR PROTECTION
Your motorcycle insurance should reflect you, that's why Swann allows you to tailor your protection to fit your lifestyle.
Whether you’re a weekend rider or a commuter, Swann provides tailored motorbike insurance quotes online that work for you.
* Tailoring options not available on all products
Insure Up to 5 Motorcycles
Insure up to 5 motorcycles under 1 insurance policy.
Earn a discount on your premium when you cover multiple motorcycles under 1 policy.* *Applies to minimum premium policies.
Choose a premium that suits you when you select a comprehensive insurance policy.
FREQUENTLY ASKED QUESTIONS
- Comprehensive motorcycle insurance will cover your Motorcycle if it is accidentally damaged, in a total loss accident, stolen or burnt anywhere in Australia. Comprehensive Insurance will also cover you for your liability to pay compensation for loss or damage to someone else’s property as a result of an accident anywhere in Australia.
- Third Party Fire and Theft Motorcycle Insurance will cover your Motorcycle if damaged by fire or stolen. This also covers you for your liability to pay compensation for loss or damage to someone else’s property as a result of an accident anywhere in Australia.
- Third Party Liability Motorcycle Insurance will cover you for your liability to pay compensation for loss or damage to someone else’s property as a result of an accident anywhere in Australia.
- Dirt Bike Cover is for unregistered or registered for recreational use Motorcycles only. This will cover you for fire, theft and up to 50% of the market value of your Motorcycle for accidental damage.
Swann motorbike Insurance offers both Agreed value and Market value options on our Comprehensive insurance cover, giving you flexible options to choose from, at new business and renewal.
Market Value is the pre-accident value of your Motorcycle. We will determine this at the time we assess your claim, having regard to the age and condition of your Motorcycle and the kilometres it has travelled.
Agreed Value is the fixed amount we agree to cover your Motorcycle for in the current period of insurance.
Swann Insurance company rewards responsible and safe riders. That's why we offer a number of discounts on motorbike insurance that may be available to you on your motorcycle insurance coverage policy:
- Rider Training Discount if you have completed an advanced accredited rider training course*
- Security Device Discount if your bike is fitted with an electronic immobiliser or tracking device*
- Multi Motorcycle Discount when you have two or more Motorcycles under one Insurance policy.
- Named Rider Discount when you have two or more Motorcycles under one insurance policy and restrict the rider of the bike to the person named on the policy*
Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. *Rider Training, Security Device & Named Rider Discounts apply to Comprehensive Cover Only
*Rider Training, Security Device & Named Rider Discounts apply to Comprehensive Cover Only
Yes, we don’t ask you to list additional riders on your motorbike insurance policy. The policy will cover other riders provided you have given them permission and they are legally allowed to ride your Motorcycle. Additional excesses may apply depending on the individual rider, their age, licence type and riding/driving history. Please note cover excludes theft whilst being tested by a prospective purchaser.
Please refer to the Product Disclosure Statement (PDS) for more information and additional excesses that may apply to other riders.
Our Comprehensive Motorcycle Insurance coverage automatically includes additional benefits, such as:
- Return of your Motorcycle if your Motorcycle is accidentally damaged more than 100 kilometers from your home
- Faultless No Claim Bonus
- 24 Months New Motorcycle Replacement
- Trailer cover up to $1,000
- Keys and Locks up to $2,000
- Towing and clean-up costs
- Emergency Repairs and Expenses up to $500
- Hire Car reimbursement, $100 per day for up to 15 days if your Motorcycle is stolen
Please note minimum premiums apply. For more information on our included benefits, please refer to the Product Disclosure Statement (PDS) or call one of our friendly team members on 13RIDE (13 74 33).
Yes, you can! And there is no additional charge. Check your Policy Schedule for the set direct debit dates and feel free to contact us on 1300 307 926 if you would like to make any amendments to your motorcycle insurance policy payments.
You can choose to create a motorcycle insurance policy that will cover your motorcycle for Business Use if it’s used by you or your employees in connection with a business. Unfortunately, some types of business use are not eligible for cover. Business use is not covered in NSW, or for Dirt Bike cover in any state.
We also offer motorcycle insurance coverage for your bike if you use it for fast food delivery E.g. Uber Eats; just make sure you apply the business usage option to your motorbike insurance policy.
If you are unsure which usage applies to your bike, please call us on 13RIDE (13 74 33).
Under our Comprehensive motorbike Insurance policy, you can choose to add additional extras such as:
Helmet Cover – Cover your helmet if it is accidentally damaged as a result of an accident involving your Motorcycle.
No Claim Bonus Rating 1 Protection – Protect your Rating 1 following one unrecoverable or at fault claim per policy period.
Personal Items – If your Motorcycle is accidentally damaged, stolen or burnt, we will also pay up to the limit you have selected if any personal items belonging to you or a member of your family are damaged, stolen or burnt. Items include sunglasses, GoPro and laptop. If you have any queries about personal items, please contact 13RIDE (13 74 33).
Riding Gear and Gear Bags – Protection for clothing and protective safety items which are purposely made for motorcycle riding and worn by you. This includes jackets, pants, riding boots and gloves.
These benefits incur an additional premium and are not automatically included in your policy.
Yes. We will cover you for your Legal liability to pay compensation for loss or damage to someone else’s property as a result of an accident anywhere in Australia while you were using your motorcycle, up to $20 million, including legal costs & expenses.
Liability cover is included in all of our availabe motorcycle insurance policies, including Comprehensive Insurance, Dirt Bike Insurance, Third Party Liability, and Third Party, Fire and Theft, for more information on liability coverage, including limits and where liability cover does not apply, refer to the Product Disclosure Statement (PDS).
*Legal liability is not available on Dirt bike cover
We’re flexible and cover a long list of non-standard modifications to your motorcycle. These should be selected during your quote process to ensure they are covered under your motorcycle insurance.
Yes, we offer Dirt Bike Cover for unregistered or registered for recreational use dirt Motorcycles.
We will guarantee the quality of workmanship and materials on authorised repairs, including any sub-let repairs, for the life of the Motorcycle at no extra cost to you, while the Motorcycle is under your ownership. For example, our workmanship guarantee would apply to respraying a replaced panel.
You can cancel your motorcycle insurance policy at any time by mail, email or by calling us. If you do request cancellation, we will retain an amount from the premium you have paid to cover the time that the insurance had been in force and our cancellation fee of $50 and refund the balance to you. If we receive your cancellation request within 21 days from the motorbike insurance start date and you have not made a claim on this insurance, we will refund your Premium in full. You should also be aware if your Motorcycle is subject to a finance agreement, we may need the financier’s permission before we can cancel your motorcycle insurance.
We no longer offer Swann Insurance branded Compulsory Third Party Motorcycle Insurance, commonly referred to as CTP or Greenslip. However, our sister brand NRMA is able to assist you further.
If you are an existing customer and currently hold Swann branded CTP and have a claim enquiry, please contact 1800 032 220.
If you have multiple motorcycles you wish to insure under one policy, Swann offers a Multi Bike insurance policy.
If you have Comprehensive Motorcycle Insurance and have chosen the optional benefit of Personal and Roadside Assistance, please call 1800 767 766 at any time 24 hours a day / 7 days a week.
Finding affordable motorcycle insurance options is not an easy task. There are many factors that determine the cost of your insurance such as your age, driving record, and the type of bike you have. We believe we are one of the most competitively priced motorbike insurance providers in Australia. You can contact us on 1300 307 926, Monday to Friday 8:30 am to 6 pm AEST for a quote.
An insurance provider's main role is to provide protection against financial loss from unpredictable events.
A Total loss is when your motorbike is involved in an incident where we cannot repair the damage sustained or if the motorbike is stolen and not recovered.
Third party property damage insurance is an insurance policy that protects the insured person against any damages they may cause to someone else's property.
The one who purchases this type of insurance is called an insured person. Third party property damage insurance may also be called "property damage liability" or "property coverage."
HIT THE ROAD
There’s nothing like the freedom of the open road. With Swann bike insurance, our cover
is yet another reason to ride. Come to us for a motorcycle insurance quote online across Australia.